2023 Medicare & You

Check out the new 2023 Medicare & You eHandbook! The eHandbook is easy to search or download, so you can quickly find what you're looking for. You can make changes during Medicare‚Äôs Open Enrollment Period, which runs from October 15 - December 7.

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Gaps In Medicare

Posted on February 15, 2017 at 7:00 AM

Medicare DOES NOT cover the cost of routine dental care, eyeglasses, hearing aids, and most long-term services and supports.


Specifically, Medicare does not cover custodial care, which means the care for people who are unable to live independently, but do not have an acute condition requiring skilled medical services. For example, people with Alzheimer's disease or other dementias living in nursing homes would not have their residential bills covered by Medicare. If they suffered a heart attack, or came down with pneumonia, Medicare would cover medical expenses. Learn more at the National Academy of Social Insurance.


You can also visit Medicare.gov to find what Medicare covers and what gap protection you may need.


Medicare Part A & Part B doesn't cover everything. If you need certain services Medicare doesn't cover, you'll have to pay for them yourself unless you have other insurance or you're in a Medicare health plan that covers them.


Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments.

 

https://www.medicare.gov/what-medicare-covers/not-covered/item-and-services-not-covered-by-part-a-and-b.html

 

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Have questions about Medicare?

Ask me about your Medicare options by calling 888-357-1999 or Schedule an Appointment below. A licensed independent insurance agent appointed with multiple carriers will help you make an informed decision. Agent is not connected in any way with the federal or state government or Medicare.

Schedule an Appointment