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Gaps In Medicare

Medicare DOES NOT cover the cost of routine dental care, eyeglasses, hearing aids, and most long-term services and supports.

Specifically, Medicare does not cover custodial care, which means the care for people who are unable to live independently, but do not have an acute condition requiring skilled medical services. For example, people with Alzheimer's disease or other dementias living in nursing homes would not have their residential bills covered by Medicare. If they suffered a heart attack, or came down with pneumonia, Medicare would cover medical expenses. Learn more at the National Academy of Social Insurance.

You can also visit to find what Medicare covers and what gap protection you may need.

Medicare Part A & Part B doesn't cover everything. If you need certain services Medicare doesn't cover, you'll have to pay for them yourself unless you have other insurance or you're in a Medicare health plan that covers them.

Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments.

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